語音：英式發音 適合討論
語速：190詞/分鍾
關鍵詞：money， children， basic understanding
There are tough economic times ahead， and the government thinks our youngsters should be better prepared. The message is simple—that money matters—and therefore lessons should begin as soon as children start school. The plans mean that primary school children will be taught how to save money and manage bank accounts. Older children， from 11 to 14， will learn about credit cards and loans， and 15 and 16 year-olds will be taught about debt and how it affects peoples’ lives.
Girl A： Not a lot of people my age know about it. They don’t know that much about all the loans and stuff， and they’ll go into that part of the work and they won’t know what to do.
Boy A： It’s good for the future， ’cause then you’ll know how to control your credit card and how you pay it.
Girl B： They can 1)break it down and make it a lot easier for us to learn， like， not like the mums and dads do then.
Boy B： When you put money in， you get the money in your account， and when you take it out， you get to spend it.
The introduction of formal lessons about money has been welcomed by financial experts， so long as they’re based on real life.
Financial Journalist： I think schools are a great， great place to teach people the “technicals” behind how money works. Still， it’s gonna be “street smarts” once you get out there. Lots of kids have it. They know， with their mobile phones， how it works； they know， with their 2)pocket money， how to make it last. The problem is， as soon as they get older and they’re running a 3)household budget， they forget all those 4)tricks， because， suddenly， they’re too focused on other things， and we just need to teach the wider impact of how your pocket works to our children.