Part 3 Free and Clear
生活聊吧
Danielle 和Anthony都因為適度理財而平安地度過大學四年，然而他們可憐的同學Jane卻因為自己的鋪張浪費而成為了名副其實的“窮光蛋”。
（Two friends are talking soon after graduating from university.）
Danielle： Well done， Ant！
Anthony： Well done， Dani！ We survived！ Phew！ We did it！We made it through four years of university unharmed！
Danielle： Well not totally unharmed. I have a small loan to pay off but nothing too 1）drastic.
Anthony： ①Same here！ ②But we are pretty much out of the woods and in the clear！
Danielle： Yeah， and what tough years those have been！
Anthony： University is supposed to be the time of your life！
Danielle： Certainly wasn’t like that.
Anthony： Yeah， who’d have thought！
Danielle： Everyone who hasn’t been yet I guess！
Anthony： I never knew university was going to be so much like real life！
Danielle： Well I felt pretty grown up， like I had a job and real responsibilities to take care of.
Anthony： Yeah it’s not the big party that everyone claims it is！
Danielle： It could be， but at your 2）peril！
Anthony： It worked out having a mature attitude.
Danielle： ③Yeah some of our peers got themselves into a right pickle！
Anthony： Yeah， do you remember Jane？！
Danielle： Oh God， she was a nightmare！
Anthony： She didn’t budget at all.
Danielle： I think she thought she was on holiday！
Anthony： I hardly saw her in class， but I always saw her out partying.
Danielle： I bet she didn’t have much freedom whilst she was living at home！
Anthony： ④I guess if your parents had you on a 3）leash that can happen.
Danielle： ⑤She was let loose at university.
Anthony： Yeah， she went crazy with her credit card though.