Publibsp;record information subsp;as，bankruptbsp;filings，legal suits，lea registrations and judgments are also gathered and added to the files on a particular business.As this flood of information accumulates over many years trends are identified and it bees like a pul trag cash flow within a business.panies unable to e up with suffit cash to pay suppliers are quickly identified.puterized monit systems tell suppliers when to restribsp;credit to uhy busihe very preheailed reports，bsp;with mathematibsp;equations be redubsp;down to two digit scores that now allow for automated credit approvals and rejes.
ercial credit is more volatile than er credit.Few business survive five years in the same form that they were first founded.All business are in stant petition with other business for ts and markets.The granting of credit by business is very mubsp;a market driveailers hope that they will have sold the goods they bought at a profit before they are required to pay for the goods that they bought on credit.Retailers who bsp;not get credit from suppliers are at a rious petitive disadvantage if they are required to pay for their iories in cash on delivery.
Stribsp;laws g er credit rep agencies rarely include ercial credit rep agencies.Any plaints about the accurabsp;or inpleteness of information in a ercial credit report bsp;potentially do harm to the agencies reputation，so they do take plaints riously.