·Patty
Hansen·
The
world
is
filled
with
smart，talented，educated
and
gifted
people.
We
meet
them
every
day.
A
few
days
ago，my
car
was
not
running
well.
I
pulled
it
into
a
garage
and
the
young
mechanic
had
it
fixed
in
just
a
few
minutes.
He
knew
what
was
wrong
by
simply
listening
to
the
engine.
I
was
amazed.
The
sad
truth
is，great
talent
is
not
enough.
I
am
constantly
shocked
at
how
little
talented
people
earn.
I
heard
the
other
day
that
less
than
5
percent
of
Americans
earn
more
than
$
100，000
a
year.
A
business
consultant
who
specializes
in
the
medical
trade
was
telling
me
how
many
doctors，dentists
and
chiropractors
struggle
financially.
All
this
time，I
thought
that
when
they
graduated，the
dollars
would
pour
in.
It
was
this
business
consultant
who
gave
me
the
phrase，“They
are
one
skill
away
from
great
wealth.”What
this
phrase
means
is
that
most
people
need
only
to
learn
and
master
one
more
skill
and
their
income
would
jump
exponentially.
I
have
mentioned
before
that
financial
intelligence
is
a
synergy
of
accounting，investing
，marketing
and
law.
Combine
those
four
technical
skills
and
making
money
with
money
is
easier.
When
it
comes
to
money，the
only
skill
most
people
know
is
to
work
hard.
When
I
graduated
from
the
U.
S.
Merchant
Marine
Academy
in
1969，my
educated
dad
was
happy.
Standard
Oil
of
California
had
hired
me
for
its
oil-tanker
fleet.
I
had
a
great
career
ahead
of
me，yet
I
resigned
after
six
months
with
the
company
and
joined
the
Marine
Corps
to
learn
how
to
fly.
My
educated
dad
was
devastated.
Rich
dad
congratulated
me.
Job
security
meant
everything
to
my
educated