[1]Nation Reverse Mortgage Lenders Association,'Reverse Mortgage Niche Expanding’www.reversemortgage.org/niche.htm
[2]Neal E Cutler “ Home ownership and retirement planning:Financial worriesand reverse mortgages”March 2003;57,2;ABI/INFORM Global
[3]Nandinee K Kutty “ The scope for poverty alleviation among elderly home-owners in the United States”,Urban Studies;Jan 1998;35,1;Academic ResearchLibrary
[4]Peter Chinloy and Isaac F.Megbolugbe.Reverse.mortgages:Contractions andcrossover risk.Journal of the American Real Estate and Urban Economics Association.1994;2:367-386.
[5]Peter G.VanderHart.An Empirical Analysis of the Housing Decisions of OldHomeowners.Journal of the American Real Estate and Urban Economics Association.1994;v22:205-233
[6]Phillips W and S.Gwin,“Reverse Mortgages”,Transactions,Society of Actuaries,Vol XLIV,1993
[7]Poterba,James M.1991.House Price Dynamics:The Role of Tax Policy andDemography.Brookings Papers on Economic Activity.143-203.
[8]Richard Roll(2000):“ Benefits to Homeowners From Mortgage Portfolios Retainedby Fannie Mae and Freddie Mac” Fannie and Freddie Retained Portfolios.
[9]“Risk and the Home Equity Conversion Mortgage”,Edward J.Szymanoski,Journal of the American Real Estate and Urban Economics Association,1994
[10] Robert S.Pindyck Daniel L.Rubinfeld,Microeconomics(Fifth Edition),Prentice Hall,PP.596-600
[11]Robert J.shiller,Allan N.weiss:“moral hazard in home equity conversion”,AREUEA-ASSA session,January 4,1998,Chicago Illinois.
[12]Robert J.Shiller and Allan N.Weiss.Moral Hazard in Home Equity Conversion.Real Estate Economics.2000;v28:1-31