From John Graham, at the New York house of Graham & Co., to his son, Pierrepont, at the Union Stock Yards in Chicago.

The old man, on the voyage home, has met a girl who interests him and who in turn seems to be interested in Mr. Pierrepont.

No. 19

NEW YORK, November 4, 189–

Dear Pierrepont: Who is this Helen Heath, and what are your intentions there? She knows a heap more about you than she ought to know if they’re not serious, and I know a heap less about her than I ought to know if they are. Hadn’t got out of sight of land before we’d become acquainted somehow, and she’s been treating me like a father clear across the Atlantic. She’s a mighty pretty girl, and a mighty nice girl, and a mighty sensible girl – in fact she’s so exactly the sort of girl I’d like to see you marry that I’m afraid there’s nothing in it.

Of course, your salary isn’t a large one yet, but you can buy a whole lot of happiness with fifty dollars a week when you have the right sort of a woman for your purchasing agent. And while I don’t go much on love in a cottage, love in a flat, with fifty a week as a starter, is just about right, if the girl is just about right. If she isn’t, it doesn’t make any special difference how you start out, you’re going to end up all wrong.

Money ought never to be the consideration in marriage, but it always ought to be a consideration. When a boy and a girl don’t think enough about money before the ceremony, they’re going to have to think altogether too much about it after; and when a man’s doing sums at home evenings, it comes kind of awkward for him to try to hold his wife on his lap.

There’s nothing in this talk that two can live cheaper than one. A good wife doubles a man’s expenses and doubles his happiness, and that’s a pretty good investment if a fellow’s got the money to invest. I have met women who had cut their husband’s expenses in half, but they needed the money because they had doubled their own. I might add, too, that I’ve met a good many husbands who had cut their wives’ expenses in half, and they fit naturally into any discussion of our business, because they are hogs. There’s a point where economy becomes a vice, and that’s when a man leaves its practice to his wife.

An unmarried man is a good deal like a piece of unimproved real estate – he may be worth a whole lot of money, but he isn’t of any particular use except to build on. The great trouble with a lot of these fellows is that they’re “made land,” and if you dig down a few feet you strike ooze and booze under the layer of dollars that their daddies dumped in on top. Of course, the only way to deal with a proposition of that sort is to drive forty-foot piles clear down to solid rock and then to lay railroad iron and cement till you’ve got something to build on. But a lot of women will go right ahead without any preliminaries and wonder what’s the matter when the walls begin to crack and tumble about their ears.

I never come across a case of this sort without thinking of Jack Carter, whose father died about ten years ago and left Jack a million dollars, and left me as trustee of both until Jack reached his twenty-fifth birthday. I didn’t relish the job particularly, because Jack was one of these charlotte-russe boys, all whipped cream and sponge cake and high-priced flavouring extracts, without any filling qualities. There wasn’t any special harm in him, but there wasn’t any special good, either, and I always feel that there’s more hope for a fellow who’s an out and out cuss than for one who’s simply made up of a lot of little trifling meannesses. Jack wore mighty warm clothes and mighty hot vests, and the girls all said that he was a perfect dream, but I’ve never been one who could get a great deal of satisfaction out of dreams.